When you live from one paycheck to the next, you never know when an unforeseen financial situation will arise, leaving you desperate to find fast cash before payday. Thankfully, cash advance companies can be found just about anywhere in the country. Even if you do not like the idea of taking out a loan that has to be repaid in full on your next payday, installment loans are often available. But if you have never accepted an installment loan from a fast-cash lender, you may be tempted to believe some of the most common misconceptions.